Panama City Beach, FL Real Estate | Panama City Beach, FL 5 Bedroom Homes for Sale

Extremely successful cash-flowing short-term rental in a neighborhood that allows STR. This newly remodeled Laguna Beach property situated in the highly desirable west Panama City Beach, just 2.5 blocks from the Gulf! 4-minute short distance or a 1-minute golf car ride. This one-of-a-kind property boasts two separate income approaches, maximizing returns. The front is an adorable guest quarters that is a 2 bedroom and 1 bath, excellent for accommodating in-laws, or generating rental income. Complete with a master suite, living room, open kitchen/dining area, bunkbed room, additional sleeping space including a loft area, it has the option to come fully furnished. The second living area is a spacious 3-bedroom, 1-bathroom mobile home featuring attractive vinyl flooring throughout, an open floor plan, new electrical, new HVAC, septic system pumped 4/4/2025, new insulation, and a bonus room. Outside, enjoy a fantastic lookout deck atop the home. Situated on a generous 50x100 lot on a dead-end street (no pass-through traffic). Mini Splits have been added 8/2026. Golfcart and furniture are included, making this a turn-key investment.

230 13th Street, Panama City Beach

$1,450,000

5 Beds ⋅ 5 Baths ⋅ 991037 MLS ⋅ 2,783 SqFt.

Beach house with stunning views of the gulf and beach. This three-story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Bch, Panama City Beach

$1,799,000

5 Beds ⋅ 4 Baths ⋅ 987163 MLS ⋅ 1,792 SqFt.

MAJOR PRICE REDUCTION!!! ----- GULF-FRONT, NO HOA, RENTAL READY WITH $139,559 ON THE BOOKS! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour. Major perks: NO HOA a rare Gulf-front find that supports short-term rental potential plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.

17203 Front Beach Rd Unit # 2, Panama City Beach

$1,500,000

5 Beds ⋅ 4 Baths ⋅ 991357 MLS ⋅ 2,250 SqFt.

Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Rd Unit UNIT B, Panama City Beach

$1,647,000

5 Beds ⋅ 5 Baths ⋅ 989358 MLS ⋅ 3,159 SqFt.

PRICE Reduction of 50,000 dollars! Home is now completed! Ready for Short-term Rental. Rental Projection of $200 to $220 thousand annually. New Construction Coastal Retreat - Fully Furnished. Discover this beautifully crafted coastal luxury home, located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. Completed, and tastefully decorated, this residence offers both a serene retreat and exceptional $178,000 Rental Projection per year of income-producing potential. This 5-bedroom, 4.5-bathroom home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless -steel appliances, including a French-door refrigerator, gas cooktop, dishwasher, and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, gas-heated for year-round enjoyment. Additional highlights include: " Gas tankless water heater " Hurricane-impact rated windows " Durable metal roof & Hardie siding " 8' interior and exterior doors " 10' ceilings on both levels A spacious game room that offers views of the pool, while multiple living areas provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

254 Sands St, Panama City Beach

$599,000

5 Beds ⋅ 3 Baths ⋅ 782817 MLS

Great investment property! Three units, two 2-bedroom units and one studio, just steps from Beach Access 50. Beautiful view of The Gulf from the thitd story deck. This long term investment rental is right across the street from the park and features lots of parking, a spacious back yard and is within walking distance of many restaurants and bars. All measures approximate, please verify if 100% accuracy is needed.

604 Lantana Street, Panama City Beach

$295,000

5 Beds ⋅ 3 Baths ⋅ 782783 MLS

Welcome to 110 N Vestavia Street, a spacious 5-bedroom, 3-bath home located on the highly sought-after West End of Panama City Beach. Known for its quieter atmosphere, wider beaches, and relaxed coastal charm, this area offers the perfect balance of tranquility and convenience. Just minutes from the sugar-white sands and emerald waters of the Gulf, this property places you close to beach access while remaining tucked away from the heavy tourist traffic. The West End is prized for its laid-back feel, scenic surroundings, and proximity to Pier Park, dining, shopping, and top local attractions—without sacrificing privacy. Inside, the generous floor plan offers flexibility for full-time living, vacation use, or investment potential, with five bedrooms providing ample space for guests or multigenerational living. Three full bathrooms enhance comfort and functionality, making this home ideal for entertaining or coastal living. Whether you're seeking a primary residence, second home, or income-producing property, this West End Panama City Beach location offers exceptional value and an unmatched coastal lifestyle.

110 N Vestavia Street, Panama City Beach

$1,647,000

5 Beds ⋅ 5 Baths ⋅ 781490 MLS

New Price Reduction by $50 Thousand dollars! Construction of this beautiful Coastal Retreat is completed! Great Short -Term Rental Projection of $200 to $220 thousand annually. This home comes fully furnished and tastefully decorated. Discover this wonderfully crafted luxury home. Located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. This residence offers both a serene retreat and exceptional income-producing potential. With 5-bedrooms and 4.5-bathrooms the home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless-steel appliances, including a French-door refrigerator, gas cooktop, dishwasher and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, equiped with a gas heater for year-round enjoyment. Additional highlights include: • Gas tankless water heater • Hurricane-impact rated windows and doors • Durable metal roof & Hardie siding • 8' interior and exterior doors • 10' ceilings on both levels A spacious game room that offers views of the pool, with multiple living areas to provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.

254 Sands Street, Panama City Beach

$1,495,000

5 Beds ⋅ 3 Baths ⋅ 781328 MLS

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

$1,500,000

5 Beds ⋅ 4 Baths ⋅ 781115 MLS

Aloha Beaches - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

$1,590,000

5 Beds ⋅ 5 Baths ⋅ 780788 MLS

Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

19902 Front Beach Road, Panama City Beach

$1,799,000

5 Beds ⋅ 4 Baths ⋅ 779658 MLS

MAJOR PRICE REDUCTION!!!!----- GULF-FRONT, NO HOA, RENTAL READY WITH OVER $139,559 IN BOOKINGS THIS YEAR SO FAR!!! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour. Major perks: NO HOA--a rare Gulf-front find that supports short-term rental potential--plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.

17203 Front Beach Road Unit 2, Panama City Beach

$1,349,000

5 Beds ⋅ 3 Baths ⋅ 778756 MLS

Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2. Golf Cart can be included as part of purchase.

522 Lyndell Lane, Panama City Beach

$1,280,000

5 Beds ⋅ 6 Baths ⋅ 777112 MLS

Owner is ready to sell! Huge price reduction! This unit is very popular being by the ''Lazy River'' and pool. Unit is turn key, everything down to the Margaritaville Frozen Drink Machine! Now there's no where else to go, the new Amenity Center has everything you will need on your vacation. In addition to 2.5 acres of Slides and pools. Featuring a poolside bar and snack truck for your guests convenience. Private Beach Access with beach chairs and paddle boards available to resort guests and owners.

13641 Banana Wind Way, Panama City Beach

$1,399,000

5 Beds ⋅ 5 Baths ⋅ 769930 MLS

Beach house with stunning views of the gulf and beach. This three story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Beach Road, Panama City Beach

$979,000

5 Beds ⋅ 5 Baths ⋅ 775306 MLS

Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort-style lifestyle paired with exceptional short-term rental potential. Just steps from the community's vibrant centerpiece, The Club, owners and guests enjoy access to a resort-caliber amenity set, including an expansive oasis-style pool, towering waterslide, lazy river, and poolside bar and grill with full-service dining. A short stroll leads to 580 feet of dedicated sugar-white sand beach, where chair and umbrella service, beachside dining, and the emerald waters of the Gulf create the quintessential 30A experience. Coming this June, the resort's amenity suite expands further with the debut of the License to Chill Restaurant, a state-of-the-art fitness center, and a family-friendly arcade. Inside, the cottage's open-concept floor plan is designed for gathering, with abundant natural light and coastal-inspired interiors that evoke a bright, playful beach aesthetic. The gourmet kitchen features a striking oversized quartz island, ideal for entertaining. The main-level primary suite opens directly to a private six-person hot tub, offering a peaceful retreat after a day at the beach. Thoughtfully furnished and turn-key, this home is perfectly positioned to serve as a personal getaway or high-performing rental, blending relaxed luxury with long-term investment value.

129 Paradise Found Circle, Panama City Beach

$1,245,000

5 Beds ⋅ 4 Baths ⋅ 773352 MLS

Motivated seller please bring all offers ! Vacation-Ready Luxury Just Steps from the Beach - 510 Lyndell Lane, Panama City Beach, FL Welcome to coastal living at its finest! Built in 2022, this stunning 4-bedroom, 4-bathroom custom home offers 3,400 sq ft of modern elegance and comfort—perfectly tailored for both relaxing getaways and high-performing short-term vacation rentals. Just a short stroll from the sugar-white sands of Panama City Beach, this beautifully designed property comfortably sleeps up to 13 guests thanks to a spacious bonus room ideal for kids or additional visitors. The open-concept layout features upscale finishes, a gourmet kitchen, and bright, airy living spaces that seamlessly blend indoor and outdoor living. Step outside to your private oasis with a sparkling pool and hot tub, perfect for cooling off after the beach or enjoying sunset evenings under the stars. Whether you're lounging by the pool or entertaining family and friends, this home was built with vacation in mind. Currently operating as a successful short-term rental with many weeks already booked through the summer, this property offers strong income potential and comes turnkey ready for immediate revenue. Its unbeatable location, high-end amenities, and guest capacity make it an excellent investment with even greater upside. Whether you're looking for a luxurious second home or a top-tier vacation rental opportunity, 510 Lyndell Lane checks every box.

510 Lyndell Lane, Panama City Beach

$1,900,000

5 Beds ⋅ 4 Baths ⋅ 766364 MLS

Gulf of America deepwater access with 108' of waterfront! No HOA!! $200k Remodeling allowance. Boating/fishing and the deepwater access are a big draw to this property. The 9' deep channel is partially, privately owned by you and shared by your neighbors. There is a 10,000 lb. boatlift at your beautiful dock. Seller currently stores his 60' boat on this lift but has traditionally stored a 70' vessel. The dock area is equipped with a 50-amp electrical service. Historically, this neighborhood was part of a sawmill operation. This spectacular home was serviced and updated using Ramjack in 2014 and the pool area was Ramjack serviced in 2019. The driveway can easily hold 8 cars for memorable pool parties and cookouts. The 2-car garage has a decked attic and access stairs. There is also a curved driveway with a convenient carport. Additional insulation was added in the attic in 2014. In 2020, the roof was replaced including new 3/4'' decking. The 40 solar panels were purchased and paid off in 2021. Panels are direct feed with no battery back-up. A/C is comprised of 1-5-ton unit purchased 3 yrs ago and 2-2.5-ton units purchased 6 years ago. Seller says in the heat of the summer the cooling bill is under $100/month! Inside you'll enjoy beachy floor tile throughout and tasteful granite countertops in the spacious kitchen. Seller guesstimates $100k to modify and update the indoor pool area to his liking. This is part of why Seller is offering a $200k concession. The incredible views of the water from the kitchen, living room, formal dining room and bedrooms contribute to a lifestyle that only a few enjoy. This 5-bedroom 3.5-bathroom slice of paradise does not disappoint. Contact your favorite Realtor and set up a showing today!

419 Bay Shore Drive, Panama City Beach

$1,750,000

5 Beds ⋅ 5 Baths ⋅ 776228 MLS

Welcome to a one-of-a-kind beach retreat located on the highly sought after west end of Panama City Beach, south of Highway 98. Now priced over $200,000 below the previous list, this unique coastal estate delivers exceptional value and versatility. Whether you're searching for a full time residence, a second home, or a high performing vacation rental, this property offers a rare opportunity just a short walk from the sugar white sands and turquoise waters of the Gulf. Thoughtfully designed for comfort, space, and income potential, the property includes a spacious main home, a detached carriage house, a private saltwater pool, and even a citrus garden oasis tucked beneath mature oak trees. The main home spans 2,184 square feet and features 4 bedrooms and 4 full bathrooms, including two primary suites (one on each level), each with spa like en suites and generous walk in closets. The open concept layout flows seamlessly from a sun drenched living room into a chef's kitchen outfitted with solid wood cabinetry, granite countertops, stainless steel appliances, and a large breakfast bar. A dedicated dining area offers plenty of room for entertaining. Upstairs, enjoy a bonus living area with a wet bar that opens to an oversized 350 square foot covered balcony, complete with Gulf views and a built in porch swing, perfect for your morning coffee or sunset lounging. Quality finishes like porcelain tile and wood floors run throughout, adding timeless appeal. Outside, your private saltwater pool with tanning shelf invites you to relax or entertain in style. The surrounding deck has been recently resurfaced, and a covered grilling station makes it ideal for poolside gatherings. An outdoor shower provides convenience after a day at the beach or by the pool. Tucked behind the pool, the 660 square foot Carriage House includes a full kitchen, living and dining areas, 1 bedroom, and 1 full bath, perfect for guests, extended family, or short term rental income. It sits above a large two car garage with private bays and additional storage. (Golf cart not included, but negotiable.) A hidden gem of the property is the lush citrus garden, which produces lemons, limes, tangerines, blood oranges, grapefruits, and more. Shaded seating areas beneath the trees create peaceful corners to unwind year round. This is a rare offering in one of Panama City Beach's most desirable pockets, brimming with amenities, income potential, and priced to move. With seller financing available and terms that can be tailored for long term investment success, this retreat is a win for both lifestyle buyers and investors. Schedule your private showing today, opportunities like this don't last long.

21806 Webb Street, Panama City Beach

$889,000

5 Beds ⋅ 4 Baths ⋅ 777615 MLS

This is a fantastic price improvement and one of the best values currently available. If you've been considering this property, now is the time to act before it's gone. Experience coastal living at exceptional value. This is a great opportunity! Your One-of-a-Kind Beach Retreat-Steps from the Gulf. Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner's impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible. The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in. The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family. This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter. Please schedule your private showing on this one of a kind property now!

116 Smugglers Cove Court, Panama City Beach

Panama City Beach, FL 5 Bedroom Homes for Sale

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