Panama City Beach, FL Real Estate Search

Panama City Beach, FL 4 Bedroom Homes for Sale

The real estate market around Panama City Beach, FL, offers a diverse selection of 4-bedroom homes, catering to families and investors alike. Nestled along the stunning Gulf Coast, these properties often feature modern amenities, open floor plans, and proximity to beautiful beaches. Buyers will find a mix of newly constructed homes as well as charming residences with beachy aesthetics, providing a perfect backdrop for coastal living. Additionally, the area's vibrant community and recreational activities make it an attractive choice for those seeking both relaxation and adventure. With excellent schools, dining, and entertainment options nearby, owning a 4-bedroom home in Panama City Beach not only enhances the quality of life but also represents a valuable investment opportunity in a sought-after vacation destination.

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Newest Panama City Beach, FL 4 Bedroom Homes for Sale

$945,000
4 Beds ⋅ 5 Baths ⋅ 779080 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach
$559,000
4 Beds ⋅ 3 Baths ⋅ 778946 MLS
Located on the highly desirable west end of Panama City Beach near scenic 30A, this 4BR/2.5BA home offers 1,908 sq. ft. in one of the area's most sought-after rental and second-home corridors. Buyers in this market consistently value walkability to the beach, private outdoor living space, and no HOA restrictions--and this property delivers. Just five blocks to public beach access and situated in unincorporated PCB, the home provides flexibility for short-term rental, second home, or full-time residence. The fenced backyard is designed for relaxation and entertaining, featuring a private dipping pool (perfect for cooling off after beach days), park-style charcoal grill, fire pit area, and storage shed for beach gear and bikes. The neighborhood also offers direct access to Lake Powell with a boat ramp for boating, kayaking, and paddleboarding. Only 7 miles from Pier Park, you're close to dining, shopping, and entertainment while enjoying the quieter west end setting. Offered unfurnished, allowing buyers to customize or furnish to maximize rental​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ appeal.

423 Sea Breeze Drive, Panama City Beach
$2,700,000
4 Beds ⋅ 5 Baths ⋅ 778942 MLS
$50K PRICE REDUCTION! This waterfront coastal contemporary Penthouse retreat with 4 bedrooms, 4.5 baths and 3,623 sq ft spans the entire top level of a small 7-story, recently renovated condo building. It features a wrap around balcony with unmatched panoramic views of the Gulf, Lake Carillon and Lake Powell. It is located in the charming, vibrant, gated community of Carillon Beach approximately 2 miles East of Rosemary Beach. and 10 minutes from Pier Park. In addition to the condo pool, the owners of Sunrise and Sunset enjoy all the amenities of Carillon Beach - four pools, private access to a miile of private, pristine beach, tennis, basketball courts and 8 community walkovers to the beach., The shops and park in the Carillion Town Center are a great place to shop, grab a bite to eat and listen to music. This Penthouse was completely renovated in 2004 with a stunning high-end remodel including new windows. There's an elevator entry into a private foyer to Unit 701. The open concept living area with high beamed cailing, large great room with gas fireplace, wall of glass doors and windows, and a spacious dining room. combines the upscale chef's kitchen with island, long breakfast bar and top-of-the-line appliances. The two Master suites also access the balcony with expansive water views, luxurious baths with soaking tub and walkin shower and large walk-in closets. There is a guest room with four, full size bunk beds and private bathroom with tub. It opens onto the wide balcony offering views of Lake Powell. The second guest room with balcony access features a large closet and luxurious bath with a walk-in shower. There is also a powder room and spaciious laundry room with plenty of cabinets. This Penthouse is a ''one of a kind'! It is the perfect family or corporate retreat or rental investment! It is being sold completely funishing with high end designer furninshings.

116 Carillon Market Street Unit 701, Panama City Beach
$945,000
4 Beds ⋅ 5 Baths ⋅ 778899 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach
$1,000,000
4 Beds ⋅ 2 Baths ⋅ 778175 MLS
NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach
$3,000,000
4 Beds ⋅ 4 Baths ⋅ 771470 MLS
MAJOR PRICE IMPROVEMENT - NOW $3,000,000. A rare opportunity to own 60 feet of direct Gulf frontage in the heart of Panama City Beach. Welcome to Parrotdise, a furnished, turnkey Gulf-front retreat offering the privacy of a residential beach street with the convenience of PCB's central location. Oleander Drive is tucked away from the constant traffic of Front Beach Road, yet places you within easy reach of both the east and west ends of the beach. Maggie Still Park, a charming neighborhood park, is just a short walk away. The property offers 4 bedrooms, 4 full baths and more than 3,000 square feet of living space, including a flexible second-floor bonus room with its own kitchenette - ideal for extended family, guests, a bunk/game space or additional rental flexibility. Outside is where this property earns its name. Step directly from the home into a private Gulf-front setting featuring an automated heated pool and spa, reinforced composite decking and unobstructed views across the emerald waters of the Gulf. With 60 feet of sandy beachfront, the backyard becomes the resort. The home is offered furnished and includes features rarely found together in a central PCB beachfront property: Two-car garage plus generous driveway parking Private heated pool and spa 60 feet of direct Gulf frontage Fully fenced yard with automatic privacy gate 400-amp electrical service Dedicated 50-amp RV hookup Luxury vinyl plank flooring on the main level Custom tiled showers Outdoor shower Second-floor bonus room with kitchenette No HOA Short-term rentals permitted Use it as a primary residence, private second home or vacation-rental property. The combination of direct beachfront, privacy, parking, pool, garage, flexible living space and central location creates a property that is increasingly difficult to duplicate along Panama City Beach. At its newly repositioned price, 13211 Oleander Drive offers buyers the opportunity to secure a substantial Gulf-front home with garage space and 60 feet of beachfront without paying new-construction pricing. Come see what $3 million buys on the Gulf.

13211 Oleander Drive, Panama City Beach
$1,337,000
4 Beds ⋅ 4 Baths ⋅ 778544 MLS
Welcome to this luxury 2025 new construction beach home just a short walk to the white sandy beaches of Panama City Beach. Designed as a primary residence, second home, or high-performing short-term rental investment, this 4-bedroom, 3.5-bath coastal retreat offers exceptional style, durability, and strong income potential. Currently configured to sleep up to 16 guests, this property is ideal for vacation rental income and large family gatherings at the beach. The flexible floor plan features two first-floor bedrooms with private en suite baths--perfect for guests or maximizing short-term rental appeal. Interior highlights include beautiful cypress and pine accent ceilings, durable luxury vinyl plank flooring, a bright loft providing additional living or sleeping space, and a spa-inspired primary suite designed for relaxation. The chef's kitchen features custom cabinetry, quartz countertops, and a gas stove with designer hood--perfect for entertaining after a day at the beach. Step outside to your private saltwater pool and covered patio, creating a perfect setting for outdoor living and vacation enjoyment. Built with durable 2x6 framing and a metal roof, this home offers long-lasting quality and peace of mind. Located in a golf-cart-friendly Panama City Beach neighborhood where short-term rentals are allowed, this property is minutes from Pier Park, Scenic Highway 30A, Camp Helen State Park, TopGolf, and Dolly Parton's Pirate Voyage. Whether you're searching for a Panama City Beach beach house, a Gulf Coast vacation home, or a high-income short-term rental property that sleeps up to 16 guests, this exceptional coastal home delivers both lifestyle and investment potential.

21511 Pompano Avenue, Panama City Beach
$654,000
4 Beds ⋅ 3 Baths ⋅ 765343 MLS
Price Reduced! Walk/golf cart to the Gulf! NEW CONSTRUCTION offered in Tapestry Park Phase III in Panama City Beach built by Southern Coastal Homes-2 blocks to the beaches of the Gulf of Mexico and beach access #43, close to shopping and dining, and the famous Pier Park. Homeowners have access to two community pools, lighted sidewalks and green spaces as well as access to tennis courts, basketball courts, and club house. This 4/2.5 CYPRESS floorplan is a brand new Southern Contemporary design with old Florida charm and coveted new technology and upgrades. INTERIOR large volume Great Room with an open floor plan, kitchen with center island and vaulted ceiling, custom cabinetry, walk-in pantry, pot filler and stainless steel appliances. The FIRST FLOOR Master Suite has a beautiful tray ceiling, expansive tiled shower, double vanity and his and her walk-in closets with direct access to laundry room. The second floor holds 3 well-appointed bedrooms ample storage space. EXTERIOR features of this home include Hardie siding with beautiful brick, 8 ft doors, rear detached garage with covered grilling porch. Home includes smart lock, tankless gas water heater, energy efficient appliances, dual A/C units and has been expertly designed by our design team.

121 Charleston Court, Panama City Beach
$1,675,000
4 Beds ⋅ 5 Baths ⋅ 777746 MLS
Imagine waking up to the sound of waves crashing just steps from your door, sipping coffee on your private balcony as dolphins play in the surf, and ending your evenings with breathtaking sunsets over the Gulf. This is the lifestyle awaiting you in this rare 3-story Gulf-front townhome that truly feels more like a private beach home. Experience true Gulf-front living with over 2,200 square feet, 4 spacious bedrooms, and 4.5 baths, designed for both relaxation and entertaining. The main level features an open concept with high ceilings, crown molding, and freshly updated LVP flooring. A well-appointed kitchen with granite countertops, stainless steel appliances, and plenty of cabinetry flows easily into the dining and living areas, where double sliding doors open to an expansive Gulf-front deck. A wet bar with wine cooler adds the perfect touch for entertaining. On the second and third floors, you'll find two Gulf-front master suites—each with private balconies and spa-like baths featuring large tubs, separate showers, and new vanities. An additional oversized en-suite bedroom provides space and comfort for family and guests. Every upgrade has been thoughtfully handled, including hurricane glass film protection on doors and windows, new Trex decking, fresh exterior paint, and updated HVAC systems. The exterior has undergone extensive replacement and waterproofing, ensuring durability and peace of mind. Step outside to enjoy the private Gulf-front pool shared by just five units, or take your own stairs down to the white sand beach. Perfectly located in the heart of Panama City Beach, you'll be just minutes from the best shopping and dining at Pier Park, family attractions like Top Golf and Pirates Voyage Dinner & Show, and only 15 minutes from the airport. This property is ideal as a luxury residence or a strong vacation rental investment. With 2 assigned parking spaces, 3 additional overflow spots, excellent rental history, and solid financials, this is a turnkey opportunity you won't want to miss. This condo is made to provide ample space and sleeping for large families! All engineering inspections have been completed as per new condo rules!! This rare opportunity combines low-density living with breathtaking Gulf views and modern updates throughout. Schedule your private showing today and start living the Gulf-front lifestyle you've always dreamed of!

17657 Front Beach Road Unit B, Panama City Beach
$890,000
4 Beds ⋅ 4 Baths ⋅ 742553 MLS
ALL NEW PAINTED WALLS AND CECILINGS, CASH FLOW, Ocean Ritz, this fully furnished 4-bedroom 4 full bathroom condo is the rental machine you have been waiting for. It includes two Gulf Front master bedrooms that have direct access to the oversized balcony and two additional that include their own separate bathrooms. The kitchen is fully equipped and has stainless appliances, beautiful backsplash and shiplap. The spacious floorplan sleeps 12 and has ample seating and dining space for all guests. Ocean Ritz is a low density building in the heart of Panama City Beach. It has a PARKING SPACE (39) located directly under the building.

10611 Front Beach Road Unit 1403, Panama City Beach
$1,699,000
4 Beds ⋅ 3 Baths ⋅ 765223 MLS
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This Lot 7 Cobia Plan offers 4 bedrooms, 3 full bathrooms, plus a flex space. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access. *USE 7900 S LAGOON DRIVE IN GPS*

7848 Grand Lagoon Way, Panama City Beach
$828,900
4 Beds ⋅ 3 Baths ⋅ 769614 MLS
Wow! INVESTORS This amazing 4 bed/3 bath Gulf front corner unit at desirable Ocean Reef. Already $63k+ in 2026 Bookings! Enjoy the beautiful beach views from your super large balcony (10x24 approx.) Many upgrades! Custom designed foyer floor tiles. No Carpets! Also, custom walk-in shower in master bath. Kitchen has been updated with stainless steel appliances And a Beautiful custom built trey ceiling with recessed lights has been added. New refrigerator 2024. Custom Crown Molding throughout. Ocean Reef amenities include; beach front pool, fitness room, sauna, heated pool & BBQ grills. Located close to Pier Park, shopping, restaurants. NOTE: Seller willing to assist with Buyers Closing Costs. (Include in your offer your desired amount to paid by the Seller towards the Buyers closing costs). Call today! All sizes approximate.

14415 Front Beach Road Unit 1501, Panama City Beach
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