Panama City Beach, FL Real Estate | Panama City Beach, FL Homes between $3,000,000 and $4,000,000 for Sale

This is a property you must see to believe. With over 7,200 sq. ft. of heated and cooled living space, 6 bedrooms, 5 bathrooms, 2 half baths, an office, a theater room, entertainment area w/ built-in wet bar and an expansive outdoor oasis, this home can accommodate a very large amount of people comfortably. The grand foyer entrance sets the tone for the rest of the home with high ceilings & large window for plenty of natural light. Speaking of natural light, there are windows & glass doors along the entire back of the home offering beautiful views from almost every room w/ access to the first- and second-floor patios. Located on the 1st floor is the primary suite w/ a fireplace and massive bathroom. The bathroom features double vanities, a double entry walk-through tiled shower, stand-alone copper soaking tub, separate water closet, two walk-in closets that both have shelving & drawers built-in, plus an additional linen closet. Also, on the 1st floor, there is an additional large suite with private bathroom featuring a custom tile shower. The gourmet kitchen boasts plenty of counter space & cabinetry, breakfast nook, high-end Liebherr Refrigerator, beverage cooler, undercounter ice maker & a double drawer Monogram cooling center. Need to prepare for a large meal or big party? No problem! This kitchen has a professional-grade 5 Star gas stove w/ 6 burners, grill plate, griddle, decorative tile hood vent, double ovens w/ additional warming rack, separate undercounter warming rack built into the island, and a pot filler! Cleanup is a breeze w/ 3 separate sinks, including 1 farmhouse & 1 prep sink & 2 Bosch Silence Plus dishwashers. With a separate butler's pantry, half bath, wine cellar & formal dining room, you can feel confident hosting that big event, sports viewing, or any other get-together you may have! The open kitchen/living area is an entertainer's dream and the double-sided fireplace that is also shared w/ the office creates a nice ambiance. On the second floor, you are greeted at the top of the sweeping staircase w/ a 19' x 29' landing area complete w/ custom wet bar including a microwave, dishwasher, beverage cooler & undercounter ice maker. All this with beautiful water views & second-floor patio access. The second floor also features a 12-seat theater room w/ leather recliners, perfect for movie nights, gaming, or simply relaxing. There are 3 bedrooms on this floor, all offering a unique experience. One bedroom has its own private en suite, a steam shower center & access to the patio. Another bedroom has a cute reading nook & additional large room that could be used for storage, crafts or many other options. The last room on this floor would be great for guests w/ a full bathroom just outside of its door & access to the patio. The 3rd floor ''Eagle's Nest'' is another great flex area. It has a bedroom w/ private en suite, plus amazing views of the lagoon. Outside is breathtaking, w/ a beautifully landscaped yard that includes a paver stone terrace, two built-in paver fireplaces w/ matching seating built around them for enjoying those nice evenings sitting by the water. The pool w/ built-in hot tub & the outdoor wet bar are perfect for those hot summer days... grab a drink, jump in & cool off or warm up & relax in the spa. The seawall was redone within the last three years, and composite decking was added all the way around for hassle-free maintenance. With over $500,000 in upgrades & additions, this property offers a level of quality, functionality, and luxury that is truly hard to find. The laundry room has built-in cabinets, there is a home generator, an elevator, multiple storage closets, high ceilings, ceiling fans throughout, travertine floors, and a tile roof that is less than ten years old. This home has it all! Don't miss the opportunity to own this elegant home in the highly sought-after Bay Point Community. This is more than a home-it is an exceptional waterfront lifestyle.

550 Wahoo Road, Panama City Beach

$3,595,000

6 Beds ⋅ 7 Baths ⋅ 791347 MLS

MAJOR PRICE CHANGE, SELLER SAID TO MOVE IT! This unit was the very first unit on Margaritaville Cottages Rental Program in 2024. Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Beach Villa 2 has the Best Gulf Views and as well easy access from Front Beach Road. The Oasis Floor Plan features over 3784 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with Pool Table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including The Salty Rim Bar & Grill, Fins Restaurant and Bar and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Established Rental history and booked solid for 2025. History and current booking are available.

13659 Front Beach Road, Panama City Beach

$3,195,000

6 Beds ⋅ 7 Baths ⋅ 1004957 MLS ⋅ 3,302 SqFt.

Experience the ultimate in luxury coastal living with this newly constructed beach retreat on the highly desirable West End of Panama City Beach. Offering 3,302 square feet of thoughtfully designed living space, this exceptional home features 6 spacious bedrooms, each with its own private ensuite bath, creating the perfect setup for large families, vacation guests, or premium rental opportunities. Designed to comfortably accommodate up to 16 guests, the home showcases an expansive open-concept great room ideal for entertaining, along with a separate recreation room conveniently located near the pool area. Two laundry rooms provide added convenience for larger groups and extended stays. Perfectly positioned for enjoying the Gulf Coast lifestyle, this property offers beautiful Gulf views and beach access located just across the street, with two public access points only a short walk away. The outdoor living experience is equally impressive, featuring a large private pool with a sun shelf that can also function as a spa, a covered pavilion, and a fully equipped outdoor kitchen designed for entertaining. The backyard oasis is enhanced with lush artificial turf, generous green space, and an integrated Sonos sound system throughout the pool area, balconies, and main living spaces. Additional highlights include parking for up to six vehicles and a fully furnished interior professionally designed with refined coastal elegance. Whether you are seeking a primary residence, second home,

21814 Front Beach Rd, Panama City Beach

$3,195,000

6 Beds ⋅ 7 Baths ⋅ 790181 MLS

Experience the ultimate in luxury coastal living with this newly constructed beach retreat on the highly desirable West End of Panama City Beach. Offering 3,302 square feet of thoughtfully designed living space, this exceptional home features 6 spacious bedrooms, each with its own private ensuite bath, creating the perfect setup for large families, vacation guests, or premium rental opportunities. Designed to comfortably accommodate up to 16 guests, the home showcases an expansive open-concept great room ideal for entertaining, along with a separate recreation room conveniently located near the pool area. Two laundry rooms provide added convenience for larger groups and extended stays. Perfectly positioned for enjoying the Gulf Coast lifestyle, this property offers beautiful Gulf views and beach access located just across the street, with two public access points only a short walk away. The outdoor living experience is equally impressive, featuring a large private pool with a sun shelf that can also function as a spa, a covered pavilion, and a fully equipped outdoor kitchen designed for entertaining. The backyard oasis is enhanced with lush artificial turf, generous green space, and an integrated Sonos sound system throughout the pool area, balconies, and main living spaces. Additional highlights include parking for up to six vehicles and a fully furnished interior professionally designed with refined coastal elegance. Whether you are seeking a primary residence, second home, or high-performing short-term rental investment, this turnkey property is fully equipped and ready for immediate enjoyment or rental management. Just steps from the sugar-white sands and emerald waters of the Gulf of Mexico, this home offers the perfect combination of luxury, location, and investment potential on Panama City Beach.

21814 Front Beach Road, Panama City Beach

$3,975,000

4 Beds ⋅ 5 Baths ⋅ 1002420 MLS ⋅ 4,354 SqFt.

Experience coastal luxury in the exclusive, gated Carillon Beach gulf front community along Florida's renowned Scenic 30A corridor. This newly constructed 4-bedroom, 4.5-bath residence offers a seamless blend of elegance, comfort, and modern resilience--built to meet current Dade County hurricane standards for peace of mind. Upgraded finishes and appliances are featured throughout the home. Designed for both relaxation and entertaining, the home features a double garage, two spacious lanais, two living spaces, and a tower that showcases breathtaking panoramic views of the Gulf and Lake Powell--the largest coastal dune lake in the United States. There is space to add a pool if you so desired. Enjoy effortless beach access along with the charm of a vibrant town center filled with boutique shops, local eateries, a fitness center, and pilates studio. Residents benefit from an array of resort-style amenities, including multiple pools, playgrounds, and courts for tennis, pickleball, and basketball--creating the perfect balance of leisure and activity in one of the Florida Panhandle's most sought-after beachfront communities. Construction is well underway and the home is expected to be completed by late summer 2026. Don't miss the opportunity to make this home your vacation home, an investment property, or your full time residence.

202 Parkshore Ct, Panama City Beach

$3,975,000

4 Beds ⋅ 5 Baths ⋅ 789471 MLS

Experience coastal luxury in the exclusive, gated Carillon Beach gulf front community along Florida's renowned Scenic 30A corridor. This newly constructed 4-bedroom, 4.5-bath residence offers a seamless blend of elegance, comfort, and modern resilience--built to meet current Dade County hurricane standards for peace of mind. Upgraded finishes and appliances are featured throughout the home. Designed for both relaxation and entertaining, the home features a double garage, two spacious lanais, two living spaces, and a tower that showcases breathtaking panoramic views of the Gulf and Lake Powell--the largest coastal dune lake in the United States. There is space to add a pool if you so desired. Enjoy effortless beach access along with the charm of a vibrant town center filled with boutique shops, local eateries, a fitness center, and pilates studio. Residents benefit from an array of resort-style amenities, including multiple pools, playgrounds, and courts for tennis, pickleball, and basketball--creating the perfect balance of leisure and activity in one of the Florida Panhandle's most sought-after beachfront communities. Construction is well underway and the home is expected to be completed by fall 2026. Don't miss the opportunity to make this home your vacation home, an investment property, or your full time residence.

202 Parkshore Court, Panama City Beach

$3,650,000

7 Beds ⋅ 8 Baths ⋅ 998665 MLS ⋅ 4,221 SqFt.

Seller welcomes all reasonable offers and values constructive negotiations .Positioned directly across from the Gulf with permanent, unobstructed emerald water views, this newly built coastal retreat delivers the kind of location and flexibility buyers rarely find along Panama City Beach. Completed in 2023 and offered fully furnished turnkey, this 7 bedroom, 8 bathroom residence spans over 4,200 square feet and comfortably accommodates up to 22 guests in beds, making it exceptionally well suited for both luxury coastal living and high performing vacation rental potential. Expansive Gulf-facing balconies create the perfect setting for sunrise coffee, afternoon sea breezes, and unforgettable sunset views. Private deeded beach access places the sugar white sands just steps away, while the absence of an HOA allows owners the freedom and flexibility today's buyers are actively searching for. This property already carries over $100,000 in future rental bookings on the calendar, offering immediate income potential from day one. Supporting rental history, forward bookings, and appraisal documentation are available upon request. Investors will appreciate the strong income positioning, with projected annual short term rental performance approaching $350,000 based on nearby comparable data and market trends. Buyers are encouraged to independently verify all projections and rental performance. Whether positioned as a luxury second home, income producing asset, or legacy beach property. Gulf views. Newer construction. No HOA. Deeded beach access. Strong rental capability. Ideally located just minutes from Pier Park, shopping, dining, entertainment, and local excursions, with golf cart friendly access adding to the laid back coastal lifestyle appeal. Opportunities like this rarely come to market with this combination of size, location, views, and proven income trajectory already in place.

14328 Front Beach Rd, Panama City Beach

$3,650,000

7 Beds ⋅ 8 Baths ⋅ 785705 MLS

Seller welcomes all reasonable offers and values constructive negotiations. Positioned directly across from the Gulf with permanent, unobstructed emerald water views, this newly built coastal retreat delivers the kind of location and flexibility buyers rarely find along Panama City Beach. Completed in 2023 and offered fully furnished turnkey, this 7 bedroom, 8 bathroom residence spans over 4,200 square feet and comfortably accommodates up to 22 guests in beds, making it exceptionally well suited for both luxury coastal living and high performing vacation rental potential. Expansive Gulf-facing balconies create the perfect setting for sunrise coffee, afternoon sea breezes, and unforgettable sunset views. Private deeded beach access places the sugar white sands just steps away, while the absence of an HOA allows owners the freedom and flexibility today's buyers are actively searching for. This property already carries over $100,000 in future rental bookings on the calendar, offering immediate income potential from day one. Supporting rental history, forward bookings, and appraisal documentation are available upon request. Investors will appreciate the strong income positioning, with projected annual short term rental performance approaching $350,000 based on nearby comparable data and market trends. Buyers are encouraged to independently verify all projections and rental performance. Whether positioned as a luxury second home, income producing asset, or legacy beach property, this home checks the boxes serious buyers continue to wait for: Unobstructed Gulf views. Newer construction. No HOA. Deeded beach access. Strong rental capability. Ideally located just minutes from Pier Park, shopping, dining, entertainment, and local excursions, with golf cart friendly access adding to the laid back coastal lifestyle appeal. Opportunities like this rarely come to market with this combination of size, location, views, and proven income trajectory already in place.

14328 Front Beach Road, Panama City Beach

$3,695,000

6 Beds ⋅ 7 Baths ⋅ 998460 MLS ⋅ 3,990 SqFt.

BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.

13657 Front Beach Rd, Panama City Beach

$3,695,000

6 Beds ⋅ 7 Baths ⋅ 786527 MLS

BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

13657 Front Beach Road, Panama City Beach

$3,725,000

6 Beds ⋅ 9 Baths ⋅ 973821 MLS ⋅ 3,910 SqFt.

ANOTHER MASSIVE PRICE REDUCTION!!!! HIGHLY MOTIVATED SELLER! Find coastal luxury with this magnificent 6 bedroom/6 bathroom 2 half bath beachfront retreat, designed to accommodate up to 16 guests in unparalleled comfort. Nestled against the shoreline, this haven offers an array of exceptional amenities that promise an unforgettable escape. Immerse yourself in the allure of outdoor leisure with a dedicated lawn game area featuring foot pool, cornhole, and mini golf. A symphony of style awaits within, where each corner is adorned with tasteful décor. A fully equipped kitchen and convenient kitchenette cater to your culinary desires, ensuring every meal is a delight. Equipped with an indoor elevator this home has everything you need for that luxurious beach lifestyle. Buyer and Buyers Agent to verify all information for accuracy.

12401 Front Beach Rd, Panama City Beach

$3,404,000

782382 MLS

644 W Caladium Circle presents a rare, high-performing investment opportunity in a premier beachside location. This fully refreshed 26-unit complex features 22 studios, two 1BR/1BA units, and two 2BR/1BA units each updated with new paint, composite flooring, modern fixtures, refreshed bathrooms, and upgraded appliances. A consistently strong occupancy rate ensures immediate Day-One cash flow, further enhanced by an income-producing onsite laundry facility that adds to overall revenue. Ideally positioned directly across from the Gulf with beach views and easy walkability to dining, shopping, Pier Park, Topgolf, and easy access to Dolly Parton's Pirates Voyage Dinner & Show, this property offers exceptional potential for both long-term and short-term rental strategies. With recent pricing adjustments, this coastal asset now delivers even greater value in one of PCB's most in-demand corridors.

644 Caladium Circle, Panama City Beach

$3,500,000

6 Beds ⋅ 7 Baths ⋅ 772029 MLS

**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

13643 Front Beach Road, Panama City Beach

$3,000,000

4 Beds ⋅ 4 Baths ⋅ 771470 MLS

MAJOR PRICE IMPROVEMENT - NOW $3,000,000. A rare opportunity to own 60 feet of direct Gulf frontage in the heart of Panama City Beach. Welcome to Parrotdise, a furnished, turnkey Gulf-front retreat offering the privacy of a residential beach street with the convenience of PCB's central location. Oleander Drive is tucked away from the constant traffic of Front Beach Road, yet places you within easy reach of both the east and west ends of the beach. Maggie Still Park, a charming neighborhood park, is just a short walk away. The property offers 4 bedrooms, 4 full baths and more than 3,000 square feet of living space, including a flexible second-floor bonus room with its own kitchenette - ideal for extended family, guests, a bunk/game space or additional rental flexibility. Outside is where this property earns its name. Step directly from the home into a private Gulf-front setting featuring an automated heated pool and spa, reinforced composite decking and unobstructed views across the emerald waters of the Gulf. With 60 feet of sandy beachfront, the backyard becomes the resort. The home is offered furnished and includes features rarely found together in a central PCB beachfront property: Two-car garage plus generous driveway parking Private heated pool and spa 60 feet of direct Gulf frontage Fully fenced yard with automatic privacy gate 400-amp electrical service Dedicated 50-amp RV hookup Luxury vinyl plank flooring on the main level Custom tiled showers Outdoor shower Second-floor bonus room with kitchenette No HOA Short-term rentals permitted Use it as a primary residence, private second home or vacation-rental property. The combination of direct beachfront, privacy, parking, pool, garage, flexible living space and central location creates a property that is increasingly difficult to duplicate along Panama City Beach. At its newly repositioned price, 13211 Oleander Drive offers buyers the opportunity to secure a substantial Gulf-front home with garage space and 60 feet of beachfront without paying new-construction pricing. Come see what $3 million buys on the Gulf.

13211 Oleander Drive, Panama City Beach

$3,725,000

6 Beds ⋅ 8 Baths ⋅ 771613 MLS

MASSIVE PRICE REDUCTION, HIGHLY MOTIVATED SELLER!! Find coastal luxury with this magnificent 6 bedroom/6 bathroom 2 half bath beachfront retreat, designed to accommodate up to 16 guests in unparalleled comfort. Nestled against the shoreline, this haven offers an array of exceptional amenities that promise an unforgettable escape. Immerse yourself in the allure of outdoor leisure with a dedicated lawn game area featuring foot pool, cornhole, and mini golf. A symphony of style awaits within, where each corner is adorned with tasteful décor. A fully equipped kitchen and a convenient kitchenette cater to your culinary desires, ensuring every meal is a delight. There is an indoor elevator equipped in this home to help quickly and conveniently navigate between floors. This beachfront gem also showcases private walkout balconies with soothing Gulf views on every floor, accessible from each bedroom.

12401 Front Beach Road, Panama City Beach

Panama City Beach, FL Homes between $3,000,000 and $4,000,000 for Sale

Newest Panama City Beach, FL Homes between $3,000,000 and $4,000,000 for Sale

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