Emerald Coast Real Estate Search

Emerald Coast Foreclosure Homes for Sale

$362,000
3 Beds ⋅ 2 Baths ⋅ 1011774 MLS ⋅ 1,288 SqFt.
Welcome home to this beautiful 3-bedroom, 2-full-bath home in the highly sought-after Elliott Point area, just two short blocks from the Choctawhatchee Bay! This move-in-ready home features an open-concept floor plan connecting the kitchen, living, and dining areas, wood-look porcelain tile throughout the main living spaces, and brand-new carpet installed in all three bedrooms. The modern kitchen showcases rich-stained cabinetry, granite countertops, a double-bowl sink with disposal, stainless-steel appliances, and a large bar-top island perfect for entertaining. Enjoy the bright and inviting sunroom, offering abundant natural light and a lovely space to relax or enjoy the backyard views. A convenient indoor laundry room adds to the functionality of the home. The spacious primary suite features a bathroom with a custom-tiled shower, oversized vanity, and separate toilet area. Two additional bedrooms offer generous space and ample closet storage, while the second updated full bathroom includes a tile shower/tub combination, custom vanity, and modern finishes. The large living room opens to the backyard patio featuring a custom-built pergola--perfect for grilling, entertaining, and enjoying beautiful Florida evenings. The fully fenced backyard offers plenty of room for hosting family and friends, while a covered carport with additional storage provides even more convenience. Ideally located near local military bases, beautiful Emerald Coast beaches, schools, shopping, and dining, this home offers the perfect combination of location, modern updates, and outdoor living. Wiring- copper Roof- 2021

357 Ne Kepner Dr, Fort Walton Beach
$209,900
3 Beds ⋅ 2 Baths ⋅ 1011765 MLS ⋅ 1,408 SqFt.
Welcome to your next REO opportunity. This home is situated in the heart of Crestview and is minutes from food, hospitals, grocery, churches, schools and interstate. Built in 93, this split bedroom design home has 3 bedrooms 2 baths, vaulted ceilings in the living room area and comes with a fireplace. There is a large covered patio off of the living room and the kitchen, which leads to the 2 car garage, is large enough for the dining set. The back yards is fenced, and there is an additional building for extra storage. Previous info gathers states that the Roof was replaced in 2023, HVAC-2018, Water Heater 2021 - though all diligence should be used to verify.

216 Brookmeade Dr, Crestview
$185,000
3 Beds ⋅ 2 Baths ⋅ 1011477 MLS ⋅ 1,188 SqFt.
Your next REO opportunity is here! Located minutes from Hwy 29 and interstate access this all brick 3 bedroom 2 bath is your next one to consider. Originally built in 1970, this home was completely renovated several years ago. Though the home may needs some minor repairs today, this diamond is not rough. This home has split bedroom design, lvp flooring, and great room living/kitchen combo. The back yard has privacy fencing and the home rests on approx 0.23 acres. A must see for first time buyers and investors alike. Call today!

6613 Hampton Rd, Pensacola
$1,150,000
1011123 MLS
388' OF PRIME HWY 98 FRONTAGE • 1.26 ACRE CORNER LOT • FLEXIBLE MIXED-USE ZONING - Position your business on one of Panama City's most visible commercial corridors! Located directly on Business Hwy 98 (E 5th Street) with an AADT of 19,300 vehicles, this 1.26-acre corner property offers an impressive 388' feet of prime highway frontage, providing exceptional visibility, accessibility, and marketing exposure. The fully fenced in property allows two convenient access points for ingress and egress, making the property ideal for customer access, deliveries, and operational logistics. Zoned as Neighborhood Downtown (ND), this flexible mixed-use zoning designation allows for a broad range of potential commercial, residential, and mixed-use development opportunities (more information in document section). The property features roughly 6,200 square feet of total building space, including the main operational building with a reception area, two offices, three bathrooms, and a spacious 52'5'' x 32' open sewing and multi-purpose workspace. The building also includes a 43' x 44' receiving and logistics area, currently unfinished but fully equipped with its own HVAC system and two roll-up doors, offering flexible space for storage, production, or distribution operations. In addition, the property includes a separate 1,500-square-foot heated and cooled welding workshop, also equipped with roll-up doors, providing a functional workspace suitable for fabrication and mechanical uses. Read More *Newer HVACs on site and a 2019 metal roof. Located within the Millville Downtown District and just minutes from the revitalized Downtown Panama City waterfront, the property lies within a Community Redevelopment Agency district (CRA), providing potiental incentives and grant programs that may support property improvements or redevelopment. The established business currently operating on the property, is also available for purchase in conjunction with the property; however, the business valuation is separate from the advertised real estate price. Bob's Top Shop is a well-established custom awning and canvas fabrication business with deep roots in Panama City, known for producing high-quality commercial and residential awnings, marine canvas, and specialty products throughout NW Florida. With decades of brand recognition, repeat clientele, and strong community relationships, this presents a rare opportunity for an owner-operator, contractor, or investor seeking a respected local brand with continued growth potential. Whether you're interested in acquiring the property as a ready-to-go operation or exploring the many development possibilities for your own business, this highly visible and strategically positioned site offers endless opportunities. Don't wait, schedule your showing today! Parcels 22284-000-000 & 22704-000-000 being sold together. Buyer to verify all measurements.

2135 E 3rd St, Panama City
$552,450
4 Beds ⋅ 3 Baths ⋅ 1011073 MLS ⋅ 2,415 SqFt.
Real Estate Owned REO Spacious 4 bedroom, 3 bath home with a private office, formal dining room, in ground gunite pool, and deeded access to the Santa Rosa Sound, all situated on approximately 0.43 acres with no HOA. The versatile split bedroom floor plan offers a large living room with vaulted ceilings and a shiplap accent wall. The kitchen features a center island, granite countertops, stainless steel appliances, a walk in pantry, and an adjoining breakfast area overlooking the covered patio and pool. The primary suite is privately located on one side of the home and includes two walk in closets, dual granite vanities, a soaking tub, separate shower, water closet, and linen storage. Three additional bedrooms and two full bathrooms are located on the opposite side of the home. The office can be closed for privacy with a sliding barn style door, providing flexible space for working from home, hobbies, or additional living needs. The privacy fenced backyard is designed for Florida outdoor living and features a gunite pool with a tanning ledge, waterfall, LED color changing lights. A concrete footer is already in place around the pool for a potential future screen enclosure. Additional features include LVP flooring, an extended driveway, a two car garage, and a sprinkler system supplied by a well. Conveniently located near schools, shopping, restaurants, Navarre Beach, and Hurlburt Field. Call to take a look at 1773 Thunderbolt St today.

1773 Thunderbolt St, Navarre
$9,900
1010919 MLS
Affordable vacant lot in the peaceful community of Fountain, Florida!

11719 Magnolia St, Fountain
$140,000
1010743 MLS
Don't miss this rare canal-front opportunity featuring 70 feet of waterfront with direct access to Choctawhatchee Bay! Situated high and dry in Flood Zone X with no HOA, this property offers exceptional flexibility to build your waterfront retreat or bring your RV and start enjoying the coastal lifestyle. The property features a paved driveway, underground city water and electric, and a large septic system, with public sewer. Boaters will love being approximately 1.5 miles from the public boat ramp, while the beautiful beaches of the Emerald Coast are only about 20 minutes away. The existing mobile home is considered to have no value and will require removal, leaving you with a blank slate to create your vision. Waterfront. No HOA. Bay access. Flood Zone X. Opportunities like this are increasingly hard to find. Affordable waterfront living with incredible potential--priced to sell!

186 Stillwater Rd, Freeport
$260,000
3 Beds ⋅ 2 Baths ⋅ 1010555 MLS ⋅ 2,302 SqFt.
Bring your vision and renovation ideas to this 3 bedroom, 2 bath, brick home in Hickory Shores! This property offers over 2300 SF and nearly 1/2 acre. The private backyard offers an in-ground pool, gazebo and yard building. This home offers space, character and plenty of potential. Don't pass up the opportunity to transform this house into something really special!

4905 Mason Calle Rd, Gulf Breeze
$75,000
2 Beds ⋅ 1 Baths ⋅ 1010527 MLS ⋅ 862 SqFt.
Located in central Pensacola just minutes from major interstates, downtown, and shopping centers, this 1930s REO property is packed with potential for the right buyer. The existing layout features 862 square feet of living space, comprising two bedrooms and a single bathroom. Thanks to its accessible crawlspace foundation, relocating plumbing, updating structural layouts, or expanding the floorplan is straightforward and flexible. Whether you are searching for a profitable long-term rental, a promising fix-and-flip project, or an affordable starter home to customize, this property offers a fantastic canvas for your vision.

3712 W Gonzalez St, Pensacola
$316,000
4 Beds ⋅ 2 Baths ⋅ 1010506 MLS ⋅ 2,256 SqFt.
Real Estate Owned. Located at 4426 Mirada Way in the most Southern part of Crestview, convenient to Duke Field, Eglin Air Force Base, shopping, dining and area amenities. This brick home offers a split bedroom floor plan with spacious formal and casual living and dining areas. The kitchen features granite countertops, a center island, breakfast bar, tile backsplash, stainless steel appliances, abundant cabinetry and an adjoining pantry and laundry room. The primary suite is separated from the additional bedrooms for added privacy. Its bathroom includes a double granite vanity, separate shower, soaking tub and private water closet. The guest bathroom also features a granite countertop and tile flooring. Additional interior features include tall ceilings, tile flooring in the kitchen and dining area, carpeted bedrooms and ceiling fans. Outside, the home includes a two car garage, privacy fenced backyard and a large rear patio. A natural preserve area adjoining the property provides additional privacy and shade. Property is being sold as is. Buyer to verify all measurements, square footage, schools, zoning, HOA information and any other details deemed important.

4426 Mirada Way, Crestview
$995,000
1010433 MLS
Very high visibility for this premier location. The building has been used by the current owner for a high end auto auto installation and service center. The seller is winding down after 30 + years of service in our area. The building like his business operation is in impeccable condition the concrete block building has been very well maintained and in excellent condition. The new roof replaced just a few years back and the HVAC systems are all new as well. It has a retail showroom up front and all climate controlled service area in the rear with a side large pull up door for easy ingress and egress to the shop. A large lot has plenty of room for spacious parking. The property is so well maintained it is a pleasure to show. The sale is for the Real Estate alone even though seller would consider selling inventory and supplies separately. seller needs 30 days to vacate after the sale. POSSIBLE OWNER FINANCING with terms acceptable to seller.

4018 W 18th St, Panama City
$894,900
4 Beds ⋅ 3 Baths ⋅ 1010301 MLS ⋅ 1,953 SqFt.
Tastefully reimagined, this Beach House REO opportunity is yours for the taking! This large 2 story home has 4 bedrooms and 3 full baths. Downstairs you will find 1 guest bedroom, guest bath, pantry and laundry area. Upstairs, the master bedroom is large and inviting. The master bath has a stunning freestanding soaking tub, glass encased shower, dual vanity private water closet and large walk in closet. The remaining 2 bedrooms share access to the 3rd full bath. This home has 2 HVAC units (1 up and 1 down), metal roof, and new electric water heater. All cabinets, vanities, tops and fixtures have been replaced as well as the stainless steel appliances, including a built in microwave in the kitchen island. This home is simply new owners or if looking to expand into the vacation rental market in the super popular 30A community, just add furniture and go. This is a must see to appreciate! Call today.

27 Kingfish St, Santa Rosa Beach
$372,000
3 Beds ⋅ 3 Baths ⋅ 1010126 MLS ⋅ 1,900 SqFt.
BANK OWNED. Spacious 3-bedroom, 2.5-bath home conveniently located between Eglin AFB and Hurlburt Field. This property offers a functional floor plan with plenty of living space. The main level features a large living area, ceramic tile flooring, and a kitchen with granite countertops, maple cabinetry, stainless steel appliances, pantry, and breakfast bar. A half bath is conveniently located downstairs. Upstairs features engineered hardwood flooring, a versatile loft area, two guest bedrooms with a Jack-and-Jill bath, and a spacious primary suite with tray ceiling, double vanity, garden tub, and oversized walk-in closet. Additional features include plantation shutters, ceiling fans, inside laundry, and a two-car garage. Enjoy the covered back patio and privacy-fenced backyard with storage shed that conveys with the property. Conveniently located near military bases, shopping, dining, schools, and area amenities. HWH 2011, HVAC 2022, Roof 2011. Seller Financing being offered.

2907 Five Oaks Ln, Shalimar
$109,900
3 Beds ⋅ 2 Baths ⋅ 1009972 MLS ⋅ 1,836 SqFt.
This 2002 REO mobile home sits on a 0.9-acre parcel and offers 1836 square feet of living space with 3 bedrooms and 2 bathrooms in a split bedroom floor plan. Interior features include vaulted ceilings, a fireplace and a large kitchen. The home needs extensive repairs and a full rehab, making it an ideal candidate for investors, builders, or buyers looking for a high-upside project. Located just a few miles from the interstate, colleges, dining and shopping, the property combines large lot with quick access to local amenities. Sold strictly as is. This could easily be your next fix and flip or rental investment. Call today!

5623 Tom Sawyer Rd, Milton
$129,000
2 Beds ⋅ 1 Baths ⋅ 1009874 MLS ⋅ 1,060 SqFt.
Welcome to 5493 Ellaville Road, Campbellton, Florida 32426, a move-in ready 2-bedroom, 1-bath home situated on a spacious 0.55-acre lot with NO HOA. The home features a functional layout with an additional office/living space, 1-car garage, and plenty of outdoor space. Recent improvements include new flooring, fresh interior paint, new range, new water heater, a new garage door, and more, offering a clean and refreshed interior ready for its new owner. The spacious lot provides room for outdoor activities, gardening, storage, or future improvements without HOA restrictions. Located in Campbellton, this property offers the opportunity to enjoy a quieter setting while remaining within convenient reach of surrounding communities and local amenities. 5493 Ellaville Road is an excellent opportunity for buyers seeking a move-in ready home, acreage, a garage, and the flexibility of NO HOA. Call and schedule your showing today.

5493 Ellaville Rd, Other
$149,200
5 Beds ⋅ 2 Baths ⋅ 1008767 MLS ⋅ 2,488 SqFt.
Offering plenty of space and endless potential, this property is ready for someone with a vision to make it their own. Inside, you'll find a spacious floor plan highlighted by a floor-to-ceiling stone fireplace, generous living areas, and a split-bedroom layout that provides both comfort and privacy. The kitchen offers ample cabinet and counter space, while the primary suite features a large ensuite bath with dual vanities, a soaking tub, and a separate shower. This home does need some TLC and is being offered as an excellent opportunity for buyers looking to build sweat equity. A new front deck will need to be constructed, and the home would benefit from cosmetic updates and finishing touches, making it an ideal project for investors, flippers, or homeowners who aren't afraid to roll up their sleeves. With solid bones, a functional layout, and plenty of potential, this property is a chance to create something truly special while adding value along the way. If you're looking for a home you can customize and make your own, this one deserves a closer look.

1971 Tower Ln, Westville
$319,500
4 Beds ⋅ 2 Baths ⋅ 1008470 MLS ⋅ 1,960 SqFt.
This newest REO opportunity should definitely be on your must see list if searching for a large home with 4 bedrooms, 2 baths, nearly 2000 square feet and less than 3 miles from Hurlburt main gate. Built in 2005, this all brick home has a 2 car garage, privacy fenced back yard, and brick mailbox. Inside you will find a split bedroom design with tiled floors throughout the majority of the home and engineered hardwood covering the rest of the flooring. The great room living room is spacious and inviting with a breakfast nook, granite tops in the kitchen, and a separate dining area. The master bedroom is just off the kitchen and master bath has shower, tub and walk in closet. This home has tons of potential and may qualify for vendee financing, which can be verified on the VRM properties website. Call today!

314 Friar Tuck Rd, Mary Esther
$180,000
2 Beds ⋅ 1 Baths ⋅ 1007839 MLS ⋅ 1,140 SqFt.
Real Estate Owned REO opportunity in the waterfront community of Sea Palms! This updated condo offers a strong option for investors, second home buyers, or owner occupants looking for a property near the water. The interior features an open living and dining area with modern gray flooring throughout, neutral paint, and plenty of natural light. The kitchen has been tastefully updated with white shaker style cabinetry, tile backsplash, stainless steel appliances, and a clean modern layout. The unit also offers updated bath finishes, spacious living areas, and views overlooking the courtyard setting. Sea Palms offers attractive community amenities and a convenient Fort Walton Beach location with access to the Intracoastal Waterway. Making this a flexible opportunity for personal use or income production. Property is being sold as is. Buyer to verify all dimensions, HOA dues, rental restrictions, financing eligibility, community amenities, and any information deemed important. Call to take a look at Sea Palm Unit 1 C today.

300 Miracle Strip Parkway Pkwy Unit 1C, Mary Esther
$280,000
5 Beds ⋅ 3 Baths ⋅ 1007491 MLS ⋅ 1,962 SqFt.
This latest REO opportunity is located in the heart of Crestview. Schools, hospital, shopping and more are just a few miles from this home. Located in Stillwell Estates, this 1962sf home has a fenced back yard, level lot, solar panels and fenced back yard. Inside this 2 story home you will find master bedroom on the first floor along with a guest bath. Upstairs are the remaining 3 bedrooms and another full bath. This home definitively maximizes living space. This home does need some repairs and may not qualify for all financing types. Call today.

455 Eisenhower Dr, Crestview
$2,495,000
3 Beds ⋅ 3 Baths ⋅ 1007233 MLS ⋅ 1,400 SqFt.
Rare opportunities like this are becoming increasingly difficult to find. This approximately 0.3 acre homesite sits just steps from the beach access across the street and offers exceptional redevelopment potential, subject to buyer verification. Situated in the heart of Miramar Beach, this unique property combines an estate-sized homesite with an unbeatable location. Whether you're searching for a primary residence, second home, investment property, or exploring redevelopment opportunities, the possibilities are as compelling as the location itself. The beautifully landscaped grounds feature mature palms, shade trees, lush lawn, a private pool, and a fully fenced yard, creating a private setting rarely found this close to the beach. The home's elevated position enhances both privacy and outdoor enjoyment. The existing residence has been thoughtfully updated with granite countertops, upgraded cabinetry, and quality interior finishes. Built with durable concrete block construction, a stucco exterior, a metal roof, and hurricane shutters, the home also offers a spacious front porch with both screened and open-air living areas, plus a private rear porch overlooking the tranquil garden. Leave the car behind and enjoy one of the property's greatest advantages. Beach access is directly across the street, placing the sugar white sand and emerald green waters just moments away. Nearby destinations include Silver Sands Premium Outlets, Sandestin Golf and Beach Resort, Grand Boulevard, championship golf courses, restaurants, shopping, and entertainment.

119 Norwood Dr, Miramar Beach
$169,900
3 Beds ⋅ 2 Baths ⋅ 1006703 MLS ⋅ 1,140 SqFt.
Move-in ready 3-bedroom, 2-bath home in DeFuniak Springs! Built in 2021, this 1,140 sq. ft. home sits on a 0.46-acre lot and features an open-concept layout, new appliances, and fresh interior paint. The spacious yard offers plenty of room for a garden, RV, boat, outdoor entertaining, or future additions. Located just minutes from downtown DeFuniak Springs, shopping, schools, and easy access to I-10, this home is ideal for first-time buyers, retirees, or investors looking for a newer home in Walton County. Lender credits and zero down payment options available. Possible seller financing available for qualified buyers. Schedule your showing today!

75 W Fernwood Ct, Defuniak Springs
$289,500
1006232 MLS
Own your office instead of leasing! Suite E at Diamond Lakes Office Park offers a move-in-ready professional space in one of Destin's most sought-after business locations...all for under $300,000. Conveniently located just behind the Walmart Supercenter, this ground-floor office features five private offices, a welcoming reception area, a kitchen, and a private restroom. The functional layout is perfect for professional, medical, legal, financial, or real estate offices, with plenty of flexibility to fit your business needs. Positioned in the heart of Destin, you'll enjoy easy access to Highway 98, Destin Commons, restaurants, and surrounding businesses, making it convenient for both clients and employees. Affordable, professional office space in this location is hard to find. If you're ready to stop paying rent and invest in your business, Suite E is ready for you. Schedule your private tour today!

3997 Commons Dr Unit E, Destin
$64,900
3 Beds ⋅ 1 Baths ⋅ 1006130 MLS ⋅ 800 SqFt.
Welcome to your next REO opportunity! Built in 1970, this corner lot home comes with vinyl siding, a fully fenced corner lot and a large storage building. This home has 800sf of living space with 3 bedrooms and 1 bath. Since this home is on a crawlspace, there is tons of potential to make this home your next rental, or first time home. Due to repairs, this home will not qualify for traditional financing; therefore cash or renovation loans only. Call today!

2420 N U St, Pensacola
$529,900
3 Beds ⋅ 2 Baths ⋅ 1004533 MLS ⋅ 1,800 SqFt.
Welcome to Shoreline Towers III, where coastal living and investment potential come together in one exceptional opportunity. This beautifully furnished corner unit is truly turn-key and ready for immediate use as a primary residence, second home, or income-producing short-term rental. Thoughtfully designed with an open floor plan, the spacious living, dining, and kitchen areas flow seamlessly together, creating an inviting atmosphere for entertaining and relaxing after a day at the beach. The kitchen features a large breakfast bar with ample seating and overlooks the main living area, allowing everyone to stay connected. Tasteful furnishings and décor are included, making this a hassle-free purchase for buyers looking to begin enjoying or renting the property immediately. The enclosed balcony provides additional square footage and enhances the overall functionality of the unit. Shoreline Towers is a gated Gulf-front community with a 24-hour guard-gated entrance and 460 feet of private sugar-white sand beach along the Emerald Coast. Residents and guests enjoy an impressive selection of resort-style amenities including a large swimming pool, fitness center, sauna, tennis courts, shuffleboard courts, clubhouse, grilling area, picnic space, and a scenic fishing lake. Covered parking is available in the parking garage, and boat trailer parking is also offered.

900 Gulf Shore Dr Unit 3021, Destin
$954,900
4 Beds ⋅ 5 Baths ⋅ 1004321 MLS ⋅ 2,400 SqFt.
Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey. The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard. Situated in the desirable community of Hidden Palms, residents enjoy premier amenities including a community pool and included exterior lawn maintenance. Located in an extremely popular vacation rental area, this home is primed and ready for its new owners. Whether you are looking for a personal coastal retreat or your next lucrative vacation rental investment, this incredible property is calling your name. Call today to schedule your showing!

92 Ciboney St, Miramar Beach
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